TPD Insurance Guides
TPD Payouts: Super vs. Non-Super Tax Rules
If you are looking into total and permanent disability cover, or if you find yourself in the heartbreaking position of needing to make a claim,
October 14, 2026
Best Insurance Advice & Life Cover Blog Australia
The latest expert articles on Life Insurance, Income Protection, TPD, and Trauma Cover. Get informed and make smarter financial decisions in Australia.
Life Insurance Guides
Stepped vs. Level Life Insurance Premiums: How to Stop Your Cover Getting Too Expensive
If you have held a life insurance policy for a few years, you might be well acquainted with a frustrating annual routine. You open your
October 7, 2026
Life Insurance Guides
Life Insurance for Single Parents: Securing Their Future
Raising a child on your own means wearing every single hat. You are the chief financial officer, the head chef, the primary caregiver, and the
September 30, 2026
Trauma Cover Guides
What Does Trauma Insurance Actually Cover? (Understanding Partial vs. Full Payouts)
General Advice Warning: Spotter Finance Pty Ltd (ABN 34 617 912 053 | AFSL 540383), trading as Spotter Life, provides general advice in risk insurance
September 23, 2026
TPD Insurance Guides
The Director’s Guide to Key Person Insurance: Navigating the Revenue vs. Capital Trap
Most business owners rigorously insure their commercial premises, their company vehicles, and their liability. But what about the business’s most valuable asset? If your top-billing
September 15, 2026
Life Insurance Guides
The True Cost of Underinsurance for Aussie Families
Just the other night, my wife and I were sitting at the kitchen table, looking over our monthly expenses. With two kids in day care
August 17, 2026